Thomas "T.J." Henriques, CFP^®

_{CFP® and CERTIFIED FINANCIAL PLANNERTM are certification marks owned by the Certified Financial Planner Board of Standards, Inc.  These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.}

_{Private Client Group, LLC is not a registered investment advisor and is not owned or operated by Equitable Advisors or Equitable Network.}